Payment Policy

Last updated: August 18, 2026

At Urban Nestif (operated by Urban Nestif LLC), we aim to provide a transparent, safe, and seamless checkout experience. All payment transactions on our website are encrypted using 256-bit Secure Sockets Layer (SSL) technology and processed securely through PCI-DSS Level 1 certified payment partners (Stripe & PayPal).

1. Accepted Payment Methods (USA Region)

We accept a wide range of major payment methods for customers residing in the United States:

A. Credit & Debit Cards

• Visa
• MasterCard
• American Express (Amex)
• Discover
• Diners Club
• JCB

B. Digital Wallets & Accelerated Checkout

• Apple Pay (Touch ID / Face ID quick checkout)
• Google Pay (One-tap checkout for Android & Chrome users)
• Link by Stripe (Auto-fill saved card & shipping info)
• PayPal & PayPal Express

C. Buy Now, Pay Later (BNPL) & Flexible Financing

• Klarna (Pay in 4 interest-free installments)
• Afterpay / Clearpay (Split purchase into 4 equal payments)
• Cash App Pay

2. Currency & Pricing Transparency

• All prices listed on Urban Nestif are in United States Dollars (USD - $).
• No Added Administrative Fees: We do not add processing fees, handling surcharges, or hidden checkout fees to your order.
• Free Shipping: All orders shipped to valid continental United States physical addresses receive 100% Free Standard Shipping ($0.00).

3. Payment Security & Data Privacy

Your financial security is our highest priority. We enforce strict compliance standards:

• PCI-DSS Level 1 Compliance: Payment data is handled directly by Stripe and PayPal under strict PCI Level 1 infrastructure.
• 256-Bit SSL Encryption: Every page on our website uses HTTPS encryption to protect your sensitive personal details.
• No Card Data Storage: Urban Nestif LLC never stores, sees, or logs raw credit card numbers or CVV security codes on our servers.

4. Order Processing & Charges

When you click "Complete Purchase" at checkout, your card or payment account receives an immediate authorization request. Once authorized, the charge is completed, and an automated order confirmation with your itemized receipt is emailed to you.

5. Payment Fraud Prevention

To protect our customers against unauthorized transactions, all orders undergo real-time automated fraud risk checks (including AVS address verification and 3D Secure authentication). If an order is flagged for security verification, our support team may contact you to verify details before fulfillment.

6. Contact & Support Information

If you experience any payment issues at checkout or have questions regarding billing, please contact our merchant team: